Become a Prepaid Program Manager. Issue cards through Connect. While it might sound a tad technical, allow us to explain a bit more about the payment processor Toast and. debit card services, prepared by the Electronic Funds Transfer Working Group. This is the quickest way to return most merchandise and receive a refund or store credit. Multiple shipping options. This Card White label was created by a fintech company for fintech companies. White label ATMs are. Get your business ready with all white labelled Payment Gateway . EU as well as non-EU entities can apply for a merchant account, but a SEPA based IBAN account is. Attract new customers and increase loyalty. White label banking accelerates the builder’s go-to-market strategy by removing. Payments. Create and issue cards instantly and get branded physical cards shipped in as little as three days. Some banks only allow certain ATMs to accept debit card transactions, and others limit withdrawal amounts to $100 per day. Flexible white-label Card Program. Drive member loyalty, accelerate payments, or build credit history with world-class card. 02. Consumer or Corporate Debit and Credit Card. You know your business needs and what your cardholders want—our white label credit program helps you deliver. A comprehensive solution enables individuals to “top up” the Pre-Paid and Debit Cards in different currencies and potentially. This gives you the information you need to make informed decisions. EXPERT’S RATING. How White Label Business Debit Cards Work. Schedule a call with ProductFy's team to learn more about credit builder cards, white label debit cards and FinTech platforms, and how you can launch your own white label banking products. We enable comprehensive instant issuance portfolios. 04. Managed by banks or commercial finance companies, private label credit cards don’t have standard credit card logos (i. Our white label solution provides a complete set of building blocks to support virtually. WunderTrading offers a number of cryptocurrency turnkey platforms on a white-label basis. com is headquartered in Singapore. We then produce your payment cards and deliver them to the address of your choice. One effective method of customer retention and interaction for the companies mentioned above is to become a debit or credit card issuer through a third party. 2. Our crypto debit cards are universally accepted, allowing you to spend your crypto at millions of locations. 99% we offer reliability, flexibility, and scalability. Any service and product of the Omniwire platform is available for customizations and usage by any business. Primax’s comprehensive, highly integrated payments solutions include credit, debit, ATM and prepaid card programs, risk management, data analytics, marketing and strategic consulting, mobile platforms and loyalty programs tailored for financial institutions. Crypto. Crypto credit vs. In the same vein, the Finnish fintech company, Enfuce, can produce all sorts of white label cards in 8 weeks: debit cards, prepaid cards, gift cards, and credit cards, all while. Wallester, an Estonian company, is issuing labelled debit cards of high-tech nature and the integration of REST API is of great help to both physical and virtual cards. Accept Credit/Debit Cards. No credit checks, no bank account and no minimum deposit needed. Compare the best White Label Payment Gateways in Australia of 2023 for your business. Cardstream is an independent provider of payment solutions, giving access to all payment options including credit card, debit card, wallets, Alternative Payment Methods – all. Easy backups and industry leading security. Flexible ways to earn revenue! White Label Partners are able to mark up some prices and others, you receive commission from Novae or our partners. Available in various currencies, including USD, EUR and GBP. Customers of partnering banks are able to make cash withdrawals without an ATM or debit card. When your brand logo is featured on the card, you can raise. American Express Serve® Cash Back. Pervesk white label card solution provides the complete structure for debit card issuance, including payment instruments, software, and technical integration – all under the client’s brand name. A. Our latest blog looks at how brands can activate the products they sell to engage users and collect their valuable data. emails, verbiage, and more. Create a simple and stylish platform, without any confusing UI or UX. 17 (updated more than 1 year ago) 3 minute read. 100% Your Branding. Your merchant portal gives you access to all sorts of real-time customer data. 54 billion in 2027 at a. You can choose to launch your white-label cards with Visa, Mastercard, or UnionPay, set them up as prepaid or debit, and select physical or virtual options. And you’d be right! If you’re looking for a simple, trusted. Generate interchange revenue with processing services for consumer and business cards. Virtual card issuance. We need to create more innovative thought patterns from an aware perspective to get ahead in…Open a U. . What Is a White Label Debit Card? A white label debit card is a payment card that is issued by a financial institution or a third-party provider on behalf of a bank, retailer, or other brand from the financial services industry and allows companies to offer their own. Elevate your brand with Youtap’s white-label digital wallet and companion card solution. Co-Branded Card programs – Prepaid Debit Cards and Credit Cards. Simplified bill payments. UPI spends have seen a whopping growth of. Under the current budding trend in the mobility space, transit agencies would be the sole issuers of the EMV-based closed-loop cards–though some agencies are also looking at issuing co. WLAs offer debit card services such as cash. Freely define your business model and pricing. Timo Lye May 30, 2023 2:07 am Maximizing Crypto Transactions with White Label Debit. In July 2020, the total debit card spends stood at Rs 2. Debit / Credit / Prepaid cards, Physical / Virtual Cards; Consumer / Business cards; Our Benefits Fastest time to the market / Rapid launch;. Building blocks for the perfect card program. White label ATMs are. Manjushree Sudheendra’s Post Manjushree Sudheendra Majors in Economics 1dA debit card’s reverse side will include the bank’s contact information, a blank space for the customer’s signature, and the card’s verification value (or CVV). In essence, a white label debit card is a card that is branded with the logo and other identifying features of the issuing company, but is actually issued by a third-party financial. Based on signed network alliance agreements over the past fourteen years with major payment networks within respective countries, Panoramic Research study, conducted 2022. Our payment system allows individuals to open accounts free of charge, in order to send and receive money from their friends and families via internet, pay bills or purchase online from any merchant or internet shop worldwide at. me Check out our weekly podcast:Keywords: av电影网址, virtual debit card white label, ofac and fatf restricted countries, 三级午夜理伦三级, 99精品国产高清一区二区三区, 国产精品国产三级在线专区 Sep 27, 2022. Partner with a turnkey crypto card service that offers white labeling. Managed by banks or commercial finance companies, private label credit cards don’t have standard credit card logos (i. 8. Most people spend their entire lives reacting to their thoughts. Payments Forum developed this white paper for the issuing community to provide an educational resource on ODA and to provide recommendations for issuing and personalizing dual-interface cards for the U. 7 billion U. These cards don’t carry the typical Mastercard or Visa logo. Payment Processed 2022. Introducing our new card. VISA & Mastercard Tokenisation. Good (3. Issue all crypto cards easily with visa and mastercard. to new destinations. Contact our support. The Sponsor bank provides the cash facility for the White ATM. You can start super simple and just order one card for each family member. Along with industry-leading technology and iGaming software providers, we’ll also provide you with expert guidance every single. Table on personal loan rates and terms of various companies If you need a personal loan anytime soon, consider the table by Paisabazaar. cashback), high-yield crypto accounts (white label X-Accounts) and crypto / fiat. Our crypto debit cards are universally accepted, allowing you to spend your crypto at millions of locations. It allows customers of participating banks to withdraw cash without using an ATM or debit card. The 2022 transaction value of Neobanks exceeded $3. The person can send finance abroad. Affordable turnkey cryptocurrency solutions in the article. See our top picks. White Label ATM Operators in India. 99/month. 1-855-646-1390 (Toll Free in the U. They are sleek, sophisticated, and personalized — all this while providing all the functionality you would expect. 7. Designing your best-fit solution, you can do business in an open-market economy, start stable fintech operation, or launch a card for travel and. Customers of partnering banks are able to make cash withdrawals without an ATM or debit card. Our partners don't need to actively manage the business, by. com or log into the mobile app. We help you through every step, making decisions to support your goals. PAYMENTZ supports all major payment methods including Credit/Debit cards, Net Banking, UPI, Wallet, etc. Launch a White Label Card Program in Weeks Get Started A Complete Turnkey Card Solution. 0155: Card Issuer Fee: 0. Marqeta is the world's first modern card issuing platform. Examples of businesses that are using white label card solutions successfully include loan services who use the cards to transfer funds or cryptocurrency exchanges, who may offer debit cards for. Flexible Payout Schedules. All white label payment gateway providers must comply with Payment Card Industry Data Security Standards (PCI DSS) and other industry-specific regulations. Debit Cards are used for making card payments using funds in a bank account owned by the owner of the debit card. Fast and API-driven distribution, so you can implement your app in days. Product Highlights. This module is available for EUR 3500 (one-time only fee) and is easily implemented in any current EBANQ system. UPI ATM allows customers of participating banks to withdraw cash without using an ATM or debit card. Optimus Cards UK Ltd. We then produce your payment cards and deliver them to the address of your choice. Bank branch. Share Your Promo Code. 22: Your Processor Markup: Varies: Total: More than 0. The white label nature of the platform means that the branding and. Instead, they carry the brand of the retailer that issues them, and they’re managed by a. Same-day deposits with no extra fees. Alternatively, you can order multiple cards per family member with each. Key Points. , cards that can limit spend to certain individuals, teams, merchants, or a time period such as during an event). A full suite of financial features all-in-one platform. In the dynamic world of finance, the advent of white label crypto debit cards is heralding a new era in payment methods. With embeddable modules for payments, deposits, and card issuance backed by unified due diligence and flexible general ledgering, companies have access to a unified platform that provides the building blocks to accelerate innovation and launch world-class products. The concept of “white label” credit cards is based on a partnership between a bank and a company, with traditional banks developing and supervising the cards. A card security code is often used for virtual or telephone transactions to provide an optimal level of security. Swap to local currency any time. Get ahead of the competition on Open Banking and offer brand new account-based payments that can be requested and received online, on mobile or by QR code. per virtual card. Push provisioning to digital wallets. Bank branding : This section identifies your card issuer. Talk to us to find out more about embedded finance or our other white-label solutions. Worthy Bonds. One white-label debit card: a world of possibilities Express your brand’s distinct identity through the versatility of customized VISA debit cards, enriched with signature style and exclusive features Contact sales White-label VISA card – global reach meets tailored solutions Exclusive cards See full list on pismo. Not sure whether this is something Incognito wants to dabble in, as I am unsure how this could work within the privacy mission statement, but I thought I’d broach it. With solid relationships with multiple issuing banks and highly efficient systems, we help our customers to create their own branded prepaid debit card reselling programs. In March 2020, Uphold became the first multi-asset debit card to seamlessly convert cryptocurrencies and precious metals instantly to fiat at the time of a transaction. This development opens up new capital inroads that will propel users of polygon's DeFi ecosystem to the next level. 10. A universal payment instrument used to instantly pay for goods and services through payment terminals, online, and for ATM cash withdrawal. com Debit Card White Label Program is now calling for exchanges, wallets & projects to join! We can: - Issue debit cards with your brand - Save you 2 yrs to build the infrastructure. How do you save money? Pay just a simple, flat per-transaction fee. White labeled virtual, physical, and tokenized debit cards that can be spent at millions of merchants globally. Initial white label propositions will include co-branded and customisable crypto-friendly debit cards, customised rewards (e. 197. The software, when integrated with your online. Virtual private label cards provide three distinct advantages: These cards are more convenient. Cards activated 2022. . It’s worth noting that this card is convenient but does come with fees. Pervesk card issuing service will save your time and recources, as well as provide your clients with a unique opportunity to claim their own VISA debit cards. Visit website. Definition of white label payment gateways. We call it the network effect. Complete with affiliate sponsorship and white label co-brand partner and agency agreements. The card will have the. Visa® Debit Cards are issued by Unit's partner banks pursuant to a license from Visa U. The document explores dual-interface card personalization guidelines and includes discussion of the use of. Includes prepaid. Cards Business cards Cards for your business needs Virtual cards Embedded finance feature White label cards Custom branding and features Personal cards IBANs for individual clients. No green, a pared-back logo. The concept of “white label” credit cards is based on a partnership between a bank and a company, with traditional banks developing and supervising the cards. That means that the same convenience that Apple Pay users experience can be had through a merchant’s own card program. If you want your cash instantly, you’ll have to pay a fee. Initial white label propositions will include co-branded and customisable crypto-friendly debit cards, customised rewards (e. Discover how Partners are using Cardstream >. Customers are responsible for monitoring their total assets at each. Private Label Credit Card: A private label credit card is a store-branded credit card that can only be used at that store. 10¢. Fast and cost-effective global and local payouts in the currencies you need. Branded card programs that enhance your customers’ experience. Thanks to Alchemy Pay, we can provide an essential gateway between fiat and crypto transactions. Loyalty and reward. It empowers customers of participating banks to withdraw money without the necessity of an ATM or debit card. Definition of white label payment gateways. 01. #Chandraaayan3 will be launch in Coming August 2023. $6. A white label debit card program can have many uses including sending out pension benefits. We’ll mail your card to you. 10 (10% off) FREE shipping. 280K. We help especially smaller financial institutions to obtain a card product with their own branding, typically with much lower minimum volume requirements than what would typically be associated with white-label programs. 8% of user penetration. White Label Payment Gateway. They are used to make online purchases, withdraw cash, and link to bank. A white label gift card platform is a service that enables businesses to create and sell their own branded gift cards. HOME (current) WEBINAR;. ORDER NOW. Introducing PURE. If you're in Dubai this week you can find us at the Gitex Event Stand H1-D20! White Label Loyalty. Card (virtual) A virtual card like white label cryptocurrency debit card i s a safer option if you want to invest your bitcoin exclusively online. With SatchelPay, companies can open new current accounts and issue. Bespoke Cryptocurrency Debit. White Label ATM (WLA) operators’ charge card-issuing bank fees to provide this facility to the bank’s clients. No credit checks, no bank account and no minimum deposit needed. Happy to announce this Opportunity my friends. Onboard to Merchant services. More P-EBT funds were issued to families for the 2020-21 and 2021-22 school years, and more are being made available for the 2022-2023 school year. Save time and resources by launching your startup with white label card program using an existing platform. Multi-purpose Customer Accounts. Handle everything from medical/dental/vision claims to fitness club incentives to OTC products and healthy groceries, all on one payment card. White-label solution for crypto businesses allows embedding fiat gateway in your product. Hitachi Payment Services, a subsidiary of Japan-based Hitachi, has launched UPI-ATMs in association with the National Payments Corporation of India (NPCI) as White Label ATMs (WLAs) operated by non-banking entities. The private-label debit card programs offer branded cards with the client company’s logo, design, and other customizations. If you’re travelling to the USA, you can rest assured that an ATM will never be too far. (445) $5. Sandeep Nailwal. your money your way. Here are some of the benefits and considerations of white-label debit card. 1. Designed to enable a wide range of modern payment solutions, the DECTA API offers precise control and full ownership of your white label card program. If you choose "debit" when you pay, you'll need to enter your PIN. That is why opting for it guarantees your software is secure and can handle your customers’ sensitive card data. In the United States, interchange rates on credit cards remain uncapped, with fees averaging around 2% of. Both co-branded debit cards and white label debit cards offer a range of benefits, including: Enhanced Brand Awareness. Digital Fintech. Learn more about White. Credit/Debit Card Bank Transfer Open Banking OUR. These companies have experienced specialists developing white-label software and. No collateral requirements. S-PAY (SPC) rating N/A, ICO details, whitepaper, token price, ICO rating, reviews, team, roadmap - S-PAY is an anonymous online payment system (founded in 2. Crypto. Use these cards for your business needs, highlighting your brand’s identity. to new destinations. Card number : The card number is one of the most important parts of your card. g. Label loyalty - The white label loyalty program is branded with the company's logo and messaging, allowing customers to feel a sense of loyalty to the brand. Some of our programs can also remove the technological burden from you and your team, providing a turn-key customized solution. Our API-based card issuance system simplifies the process, from production to distribution, ensuring a seamless experience for both businesses and consumers. Control what card features are available to your cardholders. White Label Crypto Debit Cards Virtual and physical prepaid debit cards, funded with crypto. Top. Akurateco, BlueSnap, Stripe, Dwolla, and Ikajo are the five top providers of white-label payment gateways. Talk to us now. Thus, retailers or brands assign a third party. We are equipped with strong teams to take your banking business to places, and with us, you can confidently work on your marketing, knowing that we have everything else. PURE is a scheme-agnostic EMV application that private-label card issuers and national payment. A white-label product is a product or service produced by one company (the producer) that other companies (the marketers) rebrand to make it appear as if they had made it. Our Customized program is a white-label, co-branded card program sponsored by a financial institution, member of Visa or Mastercard, issued on a PCI/DSS processing platform and administrated by an experienced program management and risk/fraud team. Issue company branded money by providing white label gift cards to customers and employees for any occasion. Get debit cards for your private clients. Promoted as Hitachi Money Spot UPI ATM, it allows customers to withdraw cash without using debit or credit cards. Transak offers a simple on ramps integration to allow your users to buy more than 170 cryptocurrencies with credit/debit cards, or bank transfers in more than 155 countries. The Alegeus Medicare Advantage (MA) Debit Card is a white-label customer experience that helps your members get more from their MA plans with less administration for you. Create a card portfolio that delights cardholders and supports your brand's vision with the most robust range of card types, design, and deployment on the market. 1% cash back. Debit Card. A. These payments increased to 5. No matter your requirements now or in the future, Pismo Cards can support your company’s growth Live Stream Data Use the data better so you can cross sell to your customers in a more relevant way SaaS That Keeps You Running 24/7 Updates right to you, ensuring the platform always runs on the latest technology. White Label Loyalty. TOP 15 card issuers How to choose a white-label card-issuing company? How much does it cost Fintechs to issue their own. 01. Use the Paywiser Pre-paid/Debit Card for all of the things you would normally pay for with cash. -12 a. “The Hitachi Money Spot UPI ATM would provide customers a unified and secure user experience while offering them the convenience of card-less cash withdrawals,” the. These systems are. With a single-integration, our card issuing platform allows you to advance seamlessly from card setup through embossing, fulfillment and activation. Cards only for Russia at the moment; Higher prices. Good (3. White-label debit cards can be customized with your company’s branding and messaging, creating a personalized experience for your customers. Seamless integration with. Don’t trust a website to hold your crypto. Open accounts, send payments, get reports and more in a single platform. One of Ethereum’s biggest problems is its scalability. Launch in as little as 2-weeks with no coding needed! Other Capabilities. It enables you to make purchases and withdraw cash by using the funds you have deposited at the bank. Improve efficiency and satisfaction with an array of easy-to-use support services. These ATMs are available to the public and allow customers to perform all services associated with traditional ATMs, such as cash withdrawals, check deposits, balance inquiries, and transfers. In the fast-paced world of digital assets, you’ve likely heard buzzwords like blockchain, FinTech, and cryptocurrency swirling around. TheBanks. Timo Lye May 30, 2023 2:07 am Maximizing Crypto Transactions with White Label Debit Cards: A Complete Guide. These cards offer a unique blend of traditional financial…Our White-Label App is a fully turnkey solution for companies that want to get to market faster, without relying on additional engineering resources. IR-2021-06, January 7, 2021. Build with our white label gift and reloadable prepaid card solutions. White label debit card issuing has become increasingly popular in recent years as more and more businesses seek to offer payment services to their customers. Prepaid Debit Card for Travel. Start innovating with Marqeta today. GameStop Moderna Pfizer Johnson & Johnson AstraZeneca Walgreens Best Buy Novavax SpaceX Tesla. Same-Day Deposits are available to merchants on integrated software platforms with a 5:00 pm PT cut-off time for payments processed on WePay. Payoneer. The preferred payment method is to pay via EFT or credit/debit card by entering banking information in FedEx Billing Online. Giving your customers a seamlessly-branded credit program is a surefire way to build customer loyalty and drive repeat purchases. Visa, Mastercard) and in most cases, they cannot be. com for your…Considering that the average American has a credit card balance of over $6,000 and the total credit card debt held by Americans has hit $1 trillion, starting a credit card company can be a potentially lucrative move. Fun credit card skin, Credit card skin decal, Debit card sticker, Credit card sticker cover, Debit card cover. Through Hips White Label Payment Gateway, leading Acquirers, Payment Service Providers and POS Software Providers can easily evolve with the drastic, rapidly changing payments industry. They are sleek, sophisticated, and personalized — all this. Wallester white-label cards allow companies to brand their own cards and let their identity shine as the employees take them out into the world. Tap Bank account. Enter the same UPI PIN again. Our customizable solution allows you to bring distinctive consumer value propositions to life in a way that builds your brand and business. Experience the convenience of seamless transactions, whether shopping online, dining out, or traveling. Debit cards are used frequently in a wide variety of locations. Experience the convenience of seamless transactions, whether shopping online, dining out, or traveling. This leaves you to focus on growing your business and customers. There is no need for an electronic signature upon your own debit card. ATMs set up, owned and operated by non-banks are called white label ATMs. 04. 31. The Main Purpose Of White-Label Card. However, this is not the same technology that businesses use to issue credit or debit cards. Check out the latest trends driving the embedded finance industry. You can use it as a gift card. When white label cards are issued as "co-branded", they can be used anywhere, just like a regular credit or debit card. 2 percent of all prepaid debit card payments by number, up from 38. 18 billion as of 2023, the field is projected to grow to $390. As your partner, we are committed to your success. Flexible ways to earn revenue! White Label Partners are able to mark up some prices and others, you receive commission from Novae or our partners. Examples of businesses that are using white label card solutions successfully include loan services who use the cards to transfer funds or cryptocurrency exchanges, who may offer debit cards for. As of October 2021, BlockFi, the world’s first bitcoin rewards credit card, announced that it was on track to hit $2 billion in annualized spend. How come MCO card is a VISA Pre-Paid Card, not VISA Debit Card (yes, there is a difference)Order one or more cards for each family member. We make it possible for partners to leverage our expertise, full tech stack and infrastructure and resell our assets as their own. You can change your PIN anytime by calling 1-888-999-0121. Payment Processed 2022. Decta Limited offers accepting card payments with merchant account, merchant acquiring, service for credit card and payment processing, white-label card issuing and processing services to organizations. For cashless convenience everywhere, leverage on our Visa issuing licence to white label prepaid card that allow businesses to reap the benefits of reloadable prepaid cards. White-label - Banking as a Service (BaaS) is where companies take third-party products, throw their own brand on it, and market them as their own. com has started a white label debit card program. By: Geir Holstad. Credocard Turnkey Solutions Co-Branded Prepaid Card Programs Online payment – Debit Card programs – Co-branded debit Cards. Modular and enterprise grade white label API to customise the user flow. White-label cryptocurrency card platforms come equipped with state-of-the-art security features that safeguard your customers’ data, fostering trust and loyalty. It was in the Late 80s that the first ATM in India was opened. Here are a bunch of debit card programs. Dwolla is a white-label payment service that integrates your business with the Automated Clearing House network to send and receive ACH payments. These payments will be displayed in FBO once they are scheduled and indicate once the payment is processing. Customers can use the card to make purchases online, in stores, or withdraw cash from ATMs. Expand your market offering with an on-demand, scalable solution for fast and simple payments. PayPal Mastercard Debit Card is a co-branded card by PayPal and Mastercard International. We call it the network effect. Reduce costs, such as check processing – and boost engagement by enabling global use. They offer businesses the opportunity to provide their customers with customizable prepaid debit cards that can be used for a variety of purposes. Sudheendra Kumar posted images on LinkedInPayPal Prepaid⁶. Marqeta is the world's first modern card issuing platform. Corporate Debit Cards White label corporate card solutions. The financial landscape is evolving, and at the forefront of this transformation is the emergence of white-label cryptocurrency cards. 280K. In Australia, interchange fees are capped at 0. White-label ATMs are those owned and operated by non-bank organizations. A cloud hangs over Macquarie Group’s white label credit card business as the bank’s freeze on new issuance of Woolworths and Myer Visa cards enters its third year. The correct answer is White Label ATMs. Hydrogen is a no-code & API platform that allows developers to easily launch white label financial products. 95. Government payments. White label ATMs are. Ordering cards in the application. Non-banks set up and operate White ATMs as per the rules laid down by RBI for using ‘other bank’ ATMs. This ensures that we can support as many use cases as possible. Merchants must deposit into a single Chase bank account to be eligible. 1. WATCH VIDEO. io How Berkeley’s white-label prepaid debit card offers multiple benefits via a single API. Make digital purchases with your temporary debit card. We developed an NFT marketplace for the client that couples their iconic visual brand with our white-label NFT marketplace technology. As a designer, you should use the same efforts in designing just like when. WorldPay is a fintech company which can deliver prepaid debit cards with unique features and financial mobile app development services. The company’s head office is in Tallinn, Estonia. The usage of crypto credit and debit cards continues to grow, with only Visa clients making $2. With Mastercard Gateway you can leverage: Bring your brand and customer relationship front and center with your own payment gateway solution, powered by Mastercard Gateway. Gemalto EMV contact and contactless cards offer are built on several levels of specifications and options. In essence, a white label debit card is a card that is branded with the logo and other identifying features of the issuing company, but is actually issued by a third-party financial. This not only enhances customer satisfaction but also helps businesses to stay competitive in the rapidly evolving payment landscape. Kiple is a VISA Principle Card Issuer in Malaysia offering white label service for prepaid card issuing. The Kikoff Credit Account is a credit-building tool for people who might not have the credit score or the finances necessary to get a traditional credit card or use one safely. Configure and manage all your virtual or physical debit and prepaid card products with a. 96 per cent. A white-label ATM that enables cardless cash withdrawals is the UPI-ATM.